Many planning professionals are talking about the fact that 2012 is a banner year for those considering the transfer of significant wealth. As many already know, the current federal estate and gift tax exemption is at an all-time high at $5,120,000. The bad news is that it is schedule

Some of our clients are young parents. Often times as they start out in life they have a small home or condominium and a large mortgage to go with it. They have not yet had time to accumulate a large pool of assets. But most have life insurance in place to create an instant estate in

How much money do you think you should give to an 18 year old college student? $10,000, $100,000, $1 Million, $10 million? Some of our clients would say none of the above. In general this is because of most of our clients would say that giving that much money to an 18 year old is just